Home Improvement Financing
- Request $1,000 – $100,000
- Get pre-qualified instantly without affecting your credit score
- Pay the same affordable amount every month
- 0% Intro-APR, “same a cash”, may be available
- Personal loan APR’s as low as 5.99%
- No pre-payment penalties
- Get funds transferred in up to 48 hours
- Avoid taking out a home-equity line or second mortgage
How It Works
- Step 1. Submit a credit request through our portal.
- Step 2. Within 90 seconds receive your pre-approved offers.
- Step 3. Choose an offer and apply for your loan.
- Step 4. Get your funds in a few business days.
- Step 5. Repay the lending partner in affordable monthly installments.
Frequently Asked Questions
Q: Will requesting a pre-approval affect my credit?
A: No. Enhancify uses a soft inquiry or “soft pull” when evaluating credit information for the pre-approval process. After you apply for the loan you have chosen, the lender will make a hard inquiry. So, there is no risk involved to explore your financing options.
Q: What rates can I expect?
A: Financing is available from $1,000 to $100,000. For qualifying applicants, interest rates can be as low as 0% when the balance is paid off within the introductory period. For example, 12 months “same-as-cash.” The rates for personal loans can be as low as 5.99% APR.
Q: What does “personalized offers” mean?
A: As soon as you fill out the application, you’ll receive personalized offers based on your personal credit history. Offers and application decisions are based on a variety of factors, including credit score, debt-to-income ratio, past bankruptcies and repayment history, how recently you requested credit, etc.
Q: How long does the approval and funding process take?
A: Pre-approval takes 90 seconds. At that point, you pick the loan that works best for you. Now you are ready to submit an application to that specific lender and once approved, you will receive funds in about 1-5 business days.
Q: How does Enhancify’s lending technology work?
A: Enhancify uses technology to make finding financing for home improvements faster, more transparent, and more accessible for homeowners. Enhancify acts as “match-maker”, delivering offers from dozens of lending networks (and thousands of end-lenders) in one seamless process.
Q: What lending partners do you work with?
A: Lending partners include world-class leaders like Marcus from Goldman Sachs, SoFi, Lending Club, Lending Point, Avant, Payoff, Upgrade, Prosper, Best Egg, and others.
Enhancify does not have any influence on financing offers. Their goal is to match you with the lender who will offer you the best rates.
Q: Is my information secure?
A: Yes. Your information is protected with the same industry-leading security as Amazon and Facebook. We take privacy and security extremely seriously and do not store personal information.
A. Leigh Construction, LLC provides financing for home improvements in Richmond, VA and the surrounding counties. These include Chesterfield, VA; Henrico; VA, Powhatan, VA; and Goochland, VA. We strive to meet all of your home improvement needs.